Pricing and coverage

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19x cheaper than PayPal

The real exchange rate, always.

There's a small fee to convert currencies – either in your account, or when you pay with your Swift Pay Business Mastercard® in a currency that you're not holding in your account.

Account pricing
Create your account Free
Fixed fee to send money (varies by currency) 65p
Hold 50+ currency balances Free
Get bank details to receive currencies £16 (one-time fee)
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD Free for some currencies
Add money to your account See price checker
Convert currencies See price checker

Always check your account for the latest pricing update.

The more you send, the more you save.

Our fee gets cheaper when you send amounts above 100,000 GBP (or equivalent in your currency). You’ll get a cheaper fee whether you send a one-off large transfer or multiple transfers over a month.

  • Discount is based on your monthly volume
  • Valid on single and multiple transfers
Learn more
more-send
Account pricing
Create your account Free
Fixed fee to send money (varies by currency) 65p
Hold 50+ currency balances Free
Get bank details to receive currencies £16 (one-time fee)
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD Free for some currencies
Add money to your account See price checker
Convert currencies See price checker

Spend in any currency, anywhere.

You can spend on your Swift Pay for Business debit card in any currency, with the real exchange rate guaranteed.

Spend currency

Always check your account for the latest pricing update.

Compare Swift Pay to UK high-street banks.

To see what you could save, here's the cost of spending £250 in Euros with Swift Pay vs. UK high street banks. See how we got this data.

Compare the costs
Send £250 to EUR £7.89 £18.73 £23.55
Spend £250 on debit card in EUR £15.66 £17.43 £16.91
Withdraw £250 / month cash in EUR £17.14 £18.40 £20.64
Receive AUD, NZD, EUR, GBP, PLN and USD into your account N/A N/A N/A

Data collected by an independent research agency.

Coverage..

Get local bank details..

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

europe flag British Pound

Get your own Account Number and Sort Code.

europe flag Euro

Get your own SWIFT/BIC and IBAN details.

europe flag US Dollar

Get your own Routing (ABA) and Account Number.

Australia flag Australian Dollar

Get your own BSB Code and Account Number.

New-Zealand flag New Zealand Dollar

Get your own Account Number.

hungarian flag Hungarian Forint

Get your own Account Number.

hungarian flag Romanian Leu

Get your own SWIFT/BIC and IBAN details.

singapore flag Singapore Dollar

Get your own Account Number.